Terms and Conditions

Effective Date: April 23, 2025

Welcome to USA4K.life. By accessing or using our website, booking our coaching services, or purchasing any digital content, you agree to be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using USA4K.life, you agree to comply with these terms. If you do not agree, please do not use the site or services.

2. Services Offered

USA4K.life offers coaching services, digital guidance, downloadable content, and virtual support. All services are delivered online unless otherwise agreed upon.

3. Eligibility

To use our services, you must be at least 18 years old or have permission from a legal guardian.

4. Payment

All payments must be made in full before services are rendered. We accept secure online payment methods through trusted platforms such as Paddle, Stripe, or PayPal.

5. Cancellations & Refunds

Refunds are governed by our Refund Policy. Cancellations must be made at least 24 hours in advance to reschedule without penalty.

6. User Conduct

You agree not to use the site or services for any unlawful or abusive purpose. We reserve the right to suspend or terminate your access for misconduct or violation of these terms.

7. Intellectual Property

All content on USA4K.life, including texts, graphics, videos, and downloadable materials, is owned by USA4K.life and protected by intellectual property laws. You may not reproduce or distribute this content without permission.

8. Limitation of Liability

Our coaching services provide guidance but do not guarantee specific results. We are not liable for any indirect, incidental, or consequential damages resulting from your use of the services.

9. Privacy

Your data is handled according to our Privacy Policy.

10. Modifications

We reserve the right to update these Terms and Conditions at any time. Continued use of the site after changes implies acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of [Your Country or State], without regard to its conflict of law provisions.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:
📧 support@usa4k.life